As the Canadian Dental Care Plan (CDCP) expands in 2025, millions of Canadians now have access to publicly funded dental services. If you’ve never applied for a government dental program before, don’t worry—this guide from Metro City Dentistry walks you through everything you need to know about eligibility, documents required, the step-by-step application process, and how to start receiving dental care once you’re approved.
What Is the Canadian Dental Care Plan (CDCP)?
The CDCP is a federal program established to help Canadians without private dental insurance access essential oral health care. Initially rolled out in 2023 for children, seniors, and individuals with disabilities, the CDCP is now expanding in 2025 to include all eligible adults aged 18 to 64.
This means more Canadians can now receive dental checkups, cleanings, fillings, X-rays, dentures, and emergency treatments—without the financial strain typically associated with dental care.
Who Is Eligible for the CDCP?
To qualify for the Canadian Dental Care Plan, applicants must meet the following criteria:
- Be a Canadian resident for tax purposes
- Have filed your tax return for the previous year
- Not have access to private dental insurance
- Have an adjusted family net income of less than $90,000
If you meet all the above, you can apply according to your age group:
Application Start Dates for Adults (18–64):
- May 1, 2025: Ages 55 to 64
- May 15, 2025: Ages 18 to 34
- May 29, 2025: Ages 35 to 54
Coverage for these groups begins as early as June 1, 2025.
Step-by-Step: How to Apply for the CDCP
1. Create or Access Your My Service Canada Account (MSCA)
Visit the official Service Canada website and either sign in or register for a My Service Canada Account. This is your primary online hub for applying to government benefits.
2. Verify Your Eligibility
Before starting your application, ensure you meet all the eligibility requirements mentioned above. Remember, even if you qualify based on income, having access to private dental insurance (even through a spouse or employer) disqualifies you.
3. Prepare Your Documents
You’ll need the following:
- Social Insurance Number (SIN)
- Most recent income tax return (2024)
- Confirmation that you don’t have private dental insurance
- Disability Tax Credit certificate (if applying under disability eligibility)
4. Submit Your Application
Use your MSCA to complete the online CDCP application. If you’re unable to apply online, call Service Canada at 1-800-277-9914 to apply over the phone.
5. Wait for Approval
Once submitted, you’ll receive confirmation of your application. If approved, you’ll get a welcome package by mail, which includes:
- Your CDCP benefits card
- A list of covered services
- Information on how to book with CDCP-participating providers like Metro City Dentistry
What Does the CDCP Cover?
CDCP offers a wide range of essential dental services, including:
- Preventive care (cleanings, checkups, scaling)
- Diagnostic services (X-rays, exams)
- Restorative treatments (fillings, crowns)
- Oral surgery (tooth extractions, minor surgeries)
- Dentures and partial dentures (especially for seniors)
- Periodontal care (treatment of gum disease)
- Emergency dental services
How Much Is Covered?
Your coverage depends on your household’s adjusted net income:
- Income under $70,000: 100% coverage
- Income $70,000–$79,999: 60% coverage
- Income $80,000–$89,999: 40% coverage
Keep in mind: CDCP fees are based on a national fee guide. If your provider charges above those rates, you may need to pay the difference.
Finding a CDCP-Approved Dentist
Not all clinics are registered under the CDCP. At Metro City Dentistry, we proudly accept CDCP patients at all three of our locations in Brampton, Woodbridge, Cottrelle, and Mississauga. Our experienced dental team is committed to helping eligible patients—children, seniors, and now adults—access affordable, high-quality care.
Tips for a Smooth Application
- File your 2024 taxes early
- Use the online MSCA portal for quicker processing
- Ensure you have no dental insurance through work, school, or family
- Apply as soon as your age group is eligible
Frequently Asked Questions (FAQs)
Q1: Can I use the CDCP if I have workplace dental insurance?
No. CDCP is only for those who do not have access to private or workplace dental insurance.
Q2: What happens if my dentist doesn’t accept CDCP?
You’ll either need to pay out-of-pocket or switch to a CDCP-approved provider like Metro City Dentistry.
Q3: Do I need to reapply each year?
No formal reapplication is needed, but eligibility is reassessed annually based on your tax filings.
Q4: Will CDCP cover braces or orthodontic treatments?
No. The CDCP does not cover elective or cosmetic treatments such as braces.
Q5: How will I know if my application is approved?
You’ll receive a letter and a welcome package with your dental coverage card and program details.
Final Thoughts
The Canadian Dental Care Plan is a transformative step forward in making oral health care a public priority. With expanded eligibility in 2025, it’s now easier than ever for Canadians without dental insurance to get the care they need.
Metro City Dentistry is proud to support the CDCP. Whether you’re applying for the first time or need help navigating the process, our team in Brampton, Woodbridge, and Mississauga is here to guide you every step of the way.
Book your appointment or CDCP consultation today—because everyone deserves a healthy smile.